Monday, December 5, 2011

FNB's business tips for the holidays.

FNB are always at the cutting edge of banking nowadays, and one of the ways that they keep up to speed, is by sending out informative mailers at certain times during the year.

I just received this one from FNB, outlining 5 business tips to bear in mind as we wind down for the upcoming holidays.
Check it out - it's all pretty useful stuff:



Although you may be taking some time off for a holiday, not all your clients will be. Some will still try to get in touch with you, so setup your voicemail and out-of-office responses accordingly to reflect your holiday times. If a client then calls or emails, they know that there will be a delay in the response back to them.

Also, over this period, why not link your email to your phone? This will allow you to deal with any matters that may need urgent attention.


If you have been invited to any holiday parties or other festivities, make sure that you take some business cards along as you may meet potential clients or contacts. In the New Year you can follow up with any contacts you may have met.


December is a good time to reconcile your books. Go over your budget and actual revenues and expenses to help plan your finances for the upcoming year. Take the time to see where you are overspending and adjust accordingly to make sure your business is on track in 2012.


For some the holiday period is bustling and for others it's an idle period. Whatever situation your business may be in, you can take advantage of that fact.

If your business is bustling, why not invest some of your extra cash back into the business or into an investment account which could later give you great returns?

If your business is in an idle period and business is very slow, why not make use of an overdraft facility to help you get over the slump?


Take a step back in December and reflect on where your business was a year ago, where it is today and what you envision for the future.

If you are not happy with your situation, take time to re-evaluate your plans for the future and get them back on track. Perhaps you can also relook your business plan and adjust it to suit your current situation.

If you are happy with where you are, think about how to carry this momentum into the New Year. Put some plans into place to help upgrade your business in the New Year.


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