Sunday, October 31, 2010

Some more money savers that I conjured up... :)

I posted this article a short while ago, outlining a few simple tips to save a few bucks each day.
For any international visitors who are perhaps a trifle confused at this point, I am not talking about wildlife conservation here. Bucks = South African Rands. :)

Since then, I have picked up on a few more ways that may help you out somewhere along the line - I know I sure as hell keep trying :)

- Make your own lunch for work:
Making cheese and cucumber sandwichesImage via Wikipedia
This may or may not apply to you, depending on your personal work context...

However, if you are someone who regularly (perhaps daily?) heads over to KFC, Steers, Macdonalds (Burger King if you are in the USA :) etc... to pick up a quick lunch, then this is a total no-brainer:

1. Before the week begins, buy a loaf of bread and something to put on it, some fruit maybe and a selection of snacks;
2. Come Monday morning, take 10 minutes before work to pack yourself a homemade lunch;
3. Enjoy your lunch a great deal more than you normally would;
4. Marvel at the amount of money that you suddenly save daily;
5. Marvel at the decreased indigestion post-lunch... ;)

Sure, it is going to cost you initially to buy the ingredients required for lunch, but trust me, it will be nowhere near what you would normally be spending on fast food (which probably leaves you feeling shoddy anyway)...

- Delay the take-away... :)
This kinda follows on from the previous tip - if you are someone who frequently gets take aways to avoid having to cook at home, then this is for you.
It's pretty simple - make those take-away pizzas / ribs / burgers that you love so much, a weekly / monthly treat, rather than a regular occurrence.
It is all too easy to pop out and pick up take-aways, and don't they always just taste so damn good?!

Give it a try it though - next time you habitually find yourself heading for take-aways, stop for a second and think: "What do I have to eat at home...?".
Something quick out of the freezer? Perhaps whip up some pasta?
This doesn't mean that you need to cook a complicated dish in place of take-aways - the point is to save money by eating food that you already have.

The other benefit of this, is that take-aways will once again re-establish themselves as a novelty in your life - a treat that you look forward to - and when take-away time does come around, you will just enjoy it that much more :)


- Resist the urge to check your email on your cellphone...
Nokia n95 SmartphoneImage by KhE 龙 via Flickr
I confess. Guilty as charged.

This is one that I struggle with daily, sometimes hourly... :)

Having email on hand at all hours is a fantastic new way to work, what with Smartphones now being able to deliver our email no matter where we are or what the time.
The flip side though, is the trap of becoming obsessive about this.
By obsessive, I mean checking your email on your phone all the time - something which as I said before, I have struggled with personally.

Now unless you own a Blackberry, repetitive checking of your email can soon add up to a decent chunk of cash being spent on your data bill... sometimes a few hundred bucks... and for what?
Added stress. Yup - that's all that you are getting for your money.

Try and get into the habit of checking your email on your phone slightly less frequently - start out small if you are a hardcore email checking machine... :)
It is tough - trust me I know, but just equate this to how much hard cash you are spending (wasting...?).

It's that simple.
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